U.S. CREDIT, INC. RETAIL CREDIT PROGRAM – Application Instructions
Step 1. To see if you are eligible to apply for financing you will be asked to provide your full name, current address, email address and last four digits of your social security number. This is a credit ‘soft-pull’ and will not impact your credit rating or score. If you are eligible you will complete the full credit application. You will be asked to provide your basic demographic information and prompted to set-up an account to access the customer portal. Your email address will be your User ID; you choose your password.
Within 60 seconds you will receive your final credit decision.
Step 3. Upload an image of your current state issued photo ID and recent pay-stub to the customer portal or email the information to email@example.com.
Step 4. Contact the participating dealer that you are purchasing from to place your order. Please call us and we will be happy to provide you with the contact information. Remember the minimum financing amount is $500.00.
Step 5. When your product invoice is complete you will receive an email from DocuSign with a link to your documents. You will be prompted to electronically sign your documents. Once the e-signature process has been completed U.S. Credit, Inc. will disburse payment directly to the dealer. You will be notified by the dealer when your order is complete and your purchase is ready to be picked up or shipped.